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• Company
  • About this report
  • Key figures
  • Letter from the Chairwoman of the Managing Board
  • Company profile
  • Overview of VIG’s strategy
  • Agenda 2020
    • Strategic work programme
    • Interim results
    • Agenda 2020 – highlights 2018
  • Highlights 2018
  • Interview with the Managing Board
  • Capital markets
    • VIG equity story
    • Investor survey
    • Key figures VIG share
    • Financial calendar
  • Corporate governance report
    • VIG's corporate governance
    • Managing Board
      • Members of the Managing Board
      • Elisabeth Stadler
      • Franz Fuchs
      • Judit Havasi
      • Liane Hirner
      • Peter Höfinger
      • Peter Thirring
      • Changes after the end of the financial year
    • Supervisory Board
      • Members of the Supervisory Board
      • Independence
      • Committees
      • Number of meetings
    • Procedures
    • Compensation
    • Diversity concept
    • Promotion of women
    • Generations and internationality
    • External evaluation
  • Supervisory Board report
• Group management report
  • Economic environment
  • Legal environment
  • Group business development and financial performance indicators
    • Group business development
    • Premiums, expenses
    • Financial result, result and cash flow
    • Investments, equity and provisions
    • Key figures
  • Branch offices
  • Business development and financial performance indicators by segment
    • Business development by segment
    • Austria
    • Czech Republic
    • Slovakia
    • Poland
    • Romania
    • Baltic states
    • Hungary
    • Bulgaria
    • Turkey/Georgia
    • Remaining CEE
    • Other Markets
    • Central Functions
  • Business development by balance sheet unit
  • Other legal disclosures
    • Research and development
    • Holdings, purchase and sale of own shares
    • Internal control and risk management system in the accounting process
    • Capital, share, voting and control rights and associated agreements
    • Consolidated non-financial report
    • Corporate governance
    • Outsourcing disclosures
  • Expected development and risks of the Group
    • Significant risks and uncertainties
    • Outlook 2019
      • Austria
      • CEE region
      • Vienna Insurance Group
• Financial statements
  • Consolidated financial statements 2018
  • Balance sheet
  • Income statement
  • Statement of comprehensive income
  • Shareholders' equity
  • Cash flow statement
  • Notes
  • Declaration by the Managing Board
  • Auditor’s report
• Service information
  • List of abbreviations
  • Glossary
  • Group companies
  • Addresses
  • Contacts
  • General information
• The Future
  • A typical day in 2028
  • Future trends